A week after his hospital scare, Rameshbhai sat with a blank paper, staring at it like an unsolved puzzle.

How do I even start writing my will?

He had assumed it was just a list of assets and legal formalities, but as he reflected, he realized – it was much more.

A will is not just a document; it is your final message to your family. It is the last conversation you may never have in person.

And that makes it one of the most powerful things you’ll ever write.

The ‘Letter of Love’ Approach

Imagine you are writing a letter, not just to divide wealth, but to guide your family even when you are not around. Wouldn’t you want them to know:

Why you built certain assets?
What values you want them to remember while managing wealth?
Who should handle what, based on their strengths?
How to access and maintain everything you’ve created?
Could there be some liability recovery attempts in your absence? Which ones are genuine and which ones are not?
Instead of treating a will like a technical document, consider it a legacy letter—a note of love, wisdom, and responsibility.

Three Common Mistakes to Avoid

Not Informing Family – Many people assume that if they write a will, their job is done. But what if your family doesn’t know where it is? Keep at least one trusted person informed.

Being Vague – Instead of saying, “My wealth should be equally divided,” be specific.

Mention bank details, nominee names, property documents, and even reasons behind your choices.

Not Updating It Regularly – A will is a living document. If there’s a new property, a business change, or a family event (like a marriage or birth), update your will.

Make It a Habit—Not a One-Time Task.

Just like you review finances at the start and end of the financial year, review your will every April.

Keep a simple checklist:

Are all assets documented properly?
Are nominee details updated?
Is the will stored in a safe but accessible place?
Will my family easily get a reliable contact person and process details here, such that nobody misuses my absence?

Rameshbhai, after much thought, finally completed his will. But this time, it wasn’t just a legal document—it was a heartfelt message to his family, ensuring that his love, wisdom, and wealth were passed on the way he wanted.

Secure Your Legacy Today

As this financial year ends, take a moment to not just save tax but secure your family’s future. Because while tax-saving benefits last a year, a well-planned will safeguards generations.

Most importantly, a will is never a MANIFESTATION OF DEATH—it is a celebration of your FINANCIAL LIFE!

So, will you write your will this year?